Strategy & Market Observations Recessions! What Happens to Housing during Recessions? Here’s an article from a few years ago that deserves attention, repeatedly.  Recessions, economic downturns are not always bad. But we have to be prepared to act when that time comes. The market swells and contracts.  Regardless of the state of the market, there are folks closing deals every day.  Recessions? While that makes most […]
Selling Tips Is Your House Priced Too High? Have you accidentally listed your home for sale at a price that’s too high?  It happens often.  If you’ve been trying to sell your property and it’s taking a long time, it’s possible your home is priced too high.  Make sure you’re evaluating the market well… the seasonality, the overall market, the prevailing economy in […]
Selling Tips How Much Does It Cost To Sell My House? For this one, be sure to read the whole article (maybe 2min).  The full reasoning behind the costs is helpful.  Always refer to your long term plan when thinking to buy and sell properties.  This step should be part of a larger financial strategy, and putting all that together, you’ll want expertise. If you’re toying […]
Home Buyer How To Turn Homeownership into a Side Hustle Homeownership is a great and reliable way to stabilize your finances.  If you’re flexible, mobile, and can move every 1 or 2 years, do so.  Each time you move, keep your property and rent it out.  At first, these properties may not produce a lot of income, but you’ll enjoy equity growth and tax benefits.  […]
Strategy & Market Observations Market Snapshot for Klein TX (77379) Klein TX (77379) is consistently one of the highest volume zip codes in the Houston marketplace. This market snapshot below is a quick overview of the top 15 most active neighborhoods over the past 30days to September 26, 2024.     And here’s an active link that will show you all active properties in this […]
Home Buyer Why Buying Now May Be Worth It in the Long Run Patience.  Grab the assets and hold for the long term. Buying now may be worth it.  To help clarify this article, visit this quick read that discusses the importance of owning assets, and how long you own them…the time spent in the market.  Should you buy a home now or should you wait? That’s a […]
Home Buyer The Down Payment Assistance You Didn’t Know About Down Payment Assistance programs are out there.  You have access to more resources than you may know.  This is another reason you should hire a professional to help you buy and sell property.  There are things in the industry that insiders know. Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but […]
Home Buyer What To Know About Closing Costs Closing Costs vary depending on the title company chosen, the lender, the time of year, specific location, time of the month, the hoa if any.  Reach out to me anytime so we can talk shop and be sure you have a plan in place so your eyes are wide open when buying properties. Now that […]
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Home Buyer Why Pre-Approval Should Be at the Top of Your Homebuying To Do List Are you thinking of buying a property?  Great.  Part of the homebuying to do list is to have a strategy talk with your Realtor and get pre-approved for a loan.  This gives you the information you need to achieve your goals.  Understood you may not want to “ding” your credit.  Simply put, get over it […]
Selling Tips Should You Sell Now? The Lifestyle Factors That Could Tip the Scale Should You Sell Now?  If you’ve had any thoughts about selling, it’s a good bet now is the right time.  But make sure.  Why are you thinking to sell?  If you end up in a better financial position, great.  But lifestyle usually is the driving force.  Family.  Retirement. New Job.  Maybe just a fresh start.  […]
Strategy & Market Observations How the Economy Impacts Mortgage Rates There are a lot of factors affecting mortgage rates, the housing and property investing market, and the economy as a whole.  It’s important to have a good understanding of how job growth, unemployment, inflation, and the federal funds rate influences our daily life and long term plans. As someone who’s thinking about buying or selling a home, you’re probably […]
Home Buyer What Mortgage Rate Are You Waiting For? The mortgage rate you lock in today is not permanent.  It’s a way to get started.  Decide the rate you want based on your budget and work from there.  Like all valuable things, you manage that expense over time.  When rates drop, you refinance. You won’t find anyone who’s going to argue that mortgage rates have had […]
Specialty & Investment Property Your Home Is a Powerful Investment Owning a home (or several properties) is one of the few consistently reliable means to build generational wealth.  Over the long term, the facts are supported by data:  your home is a powerful investment Going into 2023, there was a lot of talk about a possible recession that would cause the housing market to crash. Some in […]
Selling Tips One Mistake Sellers So Often Make: Overpricing Their House Price your home to sell, not to sit!  An overpriced home wastes your time.  MAYBE you’ll get that one buyer to pay too much for your home.  Maybe.  More likely, you lose the power of “new on the market”, see very little foot traffic, and no offers, then you lower your listing price below where […]
Credit Info What Credit Score Do You Really Need To Buy a House? What is the minimum credit score you need to buy a property?  That depends on the property, and you. When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if […]
Selling Tips Thinking of Selling? You Want an Agent with These Skills Be sure to look into the agent’s skillset, and maybe work history (linkedin?) to be sure that is the professional you want to hire. What about their past deals.  How many?  Your friend’s spouse may be a realtor, but is that the single qualification you’re looking for?  Sometimes you need more. Selling your house is […]
Selling Tips Know before you sell! Where Will You Go After You Sell? Moving.  Selling a property.  There’s a lot to consider.  It’s best to have a plan with deadlines so the process can move along smoothly. Below is some good info to consider.  Want a detailed solution now?  Call or text to me today! Dave Jensen @ 615-495-7531 and use this Move Meter tool to help you […]
Selling Tips Pricing Your House Right Always Matters Look at the big picture.  If it doesn’t appraise for the price you want to sell, the buyers likely can’t get a loan on it anyway so the deal won’t close.  Do you want to sell the place fast and move on to the next chapter of your life?  Or price it high and watch […]
Home Buyer Helpful Negotiation Tactics for any Housing Market In all cases, buyers and sellers need to be ready with a negotiating plan that works for them.  This is the case in any market.  There are a lot of moving parts in each deal.  Some are easy – based on money, but others have to do with time or specialty services.  Know the tools […]
Selling Tips Should You Rent Out or Sell Your House? All who know me will tell you, I always advise to accumulate assets and don’t sell unless you have to, or can make a better return on the next acquisition.   With homes, some are great as rentals while others, you just need sell so you can extract the most equity and get into another productive […]